Holiday Debt?
Never Heard of It.

You know the feeling of dread when your holiday debt rolls in? Let us help you crush it. Transfer your high-rate credit card balances to your existing 360FCU Visa® Credit Card and get a special balance transfer promotional rate of 0.99% APR* for 9 months, plus no balance transfer fee!

Pay down your debt sooner, lower your monthly payments and consolidate multiple bills into one with a low balance transfer rate— now until March 31, 2020.

Simply complete and return the Visa Balance Transfer Request, call us or stop by a branch.

Disclaimer: *APR = Annual Percentage Rate. APR for Balance Transfers will have a special rate of 0.99% for nine months (statement cycles). After that your APR will be a variable rate, currently 11.70% to 17.95%, and is determined by a combination of the Prime Rate (which may vary and is listed in The Wall Street Journal) added to a margin. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. Continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. 360 Federal Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. New purchases and cash advances will carry your card’s current rate. Transfers must be made by March 31, 2020. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, and is subject to credit availability. In no event will the annual percentage rate applicable to your account exceed 18%. You may only transfer what credit you have available. Refer to your account statement for available credit. Offer expires 3/31/2020. If you have not activated your credit card, please call 1-800-527-7728.