Home Equity Special

Home Equity loan starting at rates as low as 5.74% APR* for 7 years

Reason #319:

Unlock Your Homes Potential 

 

Are you feeling overwhelmed by high-interest debt? Imagine simplifying your finances with a home equity loan designed to help you take control.

For a limited time, we’re offering an exclusive Home Equity loan starting at rates as low as 5.74% APR* for 7 years! This is your chance to combine multiple debts into one manageable payment and potentially save thousands in interest.

Other Rates & Terms Available:
5.74% APR* for 5 & 7 years
5.99% APR* for 10 years
6.49% APR* for 15 years

 

Why Choose Our Home Equity Loan?

  • Affordable Rate: Lock in a low rate as low as 5.74% APR* for 7 years
  • Flexible Terms: We offer various rates and terms to fit your financial needs.
  • Easy Application Process: Get started quickly and effortlessly online.
  • Expert Guidance: Our dedicated team is here to support you every step of the way.

 

 

 

Take the Next Step

Don’t let debt hold you back. Click here to apply now or call us at 860-627-4200 to speak with one of our loan specialists.

Your home has the power to help you achieve financial freedom. Let’s make it work for you!

 

 

 

 

 

 

The Details:

  • Rate available for NEW loan applications from October 1- October 31
  • No closing costs, title search fee, or appraisal fee
  • No prepayment penalty
  • Primary Residence, Vacation/Second homes and Investment Properties
  • Must close by November 30, 2024

 

  Apply Now   

 

 

Disclosures:

*APR = Annual Percentage Rate.

1)  Rates are based on credit grade “A”. Your rate may differ depending upon our individual credit score and term selected. Minimum loan amount of $10,000 with a maximum term of 60 months.   Properties must be located in Connecticut, Massachusetts and Rhode Island.

  • Primary Residences- Up to 100% financing if CLTV is below 80%, maximum loan amount conforming loan limits. Between 80.01 and 100%, the loan max is $250,000.00, with an add on rate of 1.125%.
  • Vacation/Second Homes- Up to 80% CLTV  with max loan amount of conforming loan limits.
  • Investment Properties Up to 70% CLTV financing. Add on .50% to current rate. Maximum term of 10 years and maximum loan amount of $250,000.00.

 2) Payment examples: all based on credit grade “A” and up to 80% loan-to value.

 $958.70 a month based on $50,000 loan amount, 5.74% APR 5-year term

 $1444.50 a month based on $100,000 loan amount, 5.74% APR 7-year term

$1103.59 a month based on $100,000 loan amount, 5.99% APR 10-year term

 $865.45 a month based on $100,000 loan amount, 6.49% APR 15-year term

 3)  Application fee of $100 for loan amounts up to $250,000 and $250 for loan amounts over $250,000 will be refunded upon successful loan closing. It will not be refunded if the loan is withdrawn or denied. Hazard insurance is required. A drive by appraisal may be performed on the property at no cost to the member to determine the value to calculate the LTV. An interior appraisal can be done at the expense of the member. Rates are effective as of the dates shown and are subject to change without notice. Subject to credit approval. Membership eligibility required. Offer is only valid from 10/1/24-10/31/24. Must close by 11/30/2024.