Spring Home Equity Loan Special!

Refresh Your Home & Finances

Rates as low as 5.25% APR1 for up to 7 Years

 

Spring is a time for growth and renewal!  With a Home Equity Loan from 360FCU, there’s no better time to nurture your dreams! Whether you’re envisioning a stunning kitchen renovation, a relaxing getaway, or finally tackling that landscaping project, our Home Equity Loan can help you cultivate the life you desire. With low rates, flexible terms, and no closing costs, you can turn your house into the home of your dreams. Don’t let this opportunity wilt – spring into action now!

Low Rates, Flexible Terms

  • 5.25% APR1 for up to 5 & 7 years
  • 5.75% APR1 for up to 10 years
  • 6.00% APR1 for up to 15 years

 

And…

  • No Closing Costs: Save money with no closing costs, title search fees, or appraisal fees!
  • Low, Fixed Rates: Enjoy peace of mind with predictable monthly payments that won’t change.
  • Flexible Terms: Choose a term that fits your needs, from 5 to 15 years.
  • No Prepayment Penalty: Pay off your loan early without extra fees.

 

Apply Now  

 

What Will You Grow with Your Home Equity Loan?

Use the equity in your primary residence, vacation, or investment property to:

  • Renovate and Remodel: Create the kitchen, bathroom, or addition you’ve always wanted.
  • Consolidate Debt: Pay off high-interest debt and simplify your finances.
  • Fund Your Dream Vacation: Escape to paradise or explore a new destination.
  • Cover Major Expenses: Pay for medical bills or unexpected costs.

 

Don’t Miss This Opportunity!

This limited-time offer ends April 30th! Apply now and lock in your low rate before it’s too late!

 

Details:

*APR = Annual Percentage Rate.

1) Rates are based on credit grade “A”. Your rate may differ depending upon our individual credit score and term selected. Properties must be located in Connecticut, Massachusetts and Rhode Island.

Primary Residences- Up to 100% financing; if CLTV is below 80%, maximum loan amount conforming loan limits. Between 80.01% and 100%, the loan max is $250,000.00, with an add on rate of 1.125%.

Vacation/Second Homes- Up to 80% CLTV with max loan amount of conforming loan limits.

Investment Properties Up to 70% CLTV financing. Add on .50% to current rate. Maximum term of 10 years and maximum loan amount of $250,000.00.

 2) Rates are based on credit grade “A”. Your rate may differ depending upon our individual credit score and term selected. Minimum loan amount of $10,000; maximum term of 60 months for loans of $10,000.  

3) Payment examples: all based on credit grade “A” and up to 80% loan-to value.

$949.30 a month based on $50,000 loan amount, 5.25% APR 5-year term

$1425.17 a month based on $100,000 loan amount, 5.25% APR 7-year term

4) Application fee of $100 for loan amounts up to $250,000 and $250 for loan amounts over $250,000 will be refunded upon successful loan closing. It will not be refunded if the loan is withdrawn or denied. Hazard insurance is required. A drive by appraisal may be performed on the property at no cost to the member to determine the value to calculate the LTV. An interior appraisal can be done at the expense of the member. Rates are effective as of the dates shown and are subject to change without notice. Subject to credit approval. Membership eligibility required. Offer is only valid from 4/1/25-4/30/25. Must by June 6, 2025.